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Price Change$1,375,000

518 Duncan Lane

Herschel Ward, Hastings Highlands

$1,299,000

Detached|Bungalow
3 | 3 | 8
About this home

Baptiste Lake - West Bay Looking for an exceptional property with ultimate privacy- this is it! Gorgeous 3 bedroom cottage/home is only 7 years old and located on prestigious West bay with western exposure & fantastic view. Well treed lot has 530' of deep clean waterfront & 2.15 acres. 1200 sq ft main floor features engineered hardwood floors, amazing hand crafted trim & beams, stone fireplace, vaulted pine ceilings, pot lights, open concept living rm/dining rm & kitchen, centre island, floor to ceiling windows, second 4 pc bathroom, and main floor laundry. Primary bedroom with gorgeous 3pc ensuite & walk-in closet. Both a large deck & spacious screen porch overlooking the lake. Full W/O basement with pine ceiling, pot lights, 3rd bedroom, fabulous rec room, lovely built-in bar, 3rd bathroom and a utility room. There is a 10 x 30 Bunkie with 60 amp panel for your extra company, & a gazebo. Very private property at the end of the road surrounded by trees. Seasonal road has been plowed by the seller in the past at his expense. Regular road cost is $500 per year. Cottage has a drilled well, IC foundation, propane furnace, Bell internet and is wired for a generator. Hydro is approx 100 per month. Amazing property and a great location to enjoy Baptiste Lake!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age6-15
Size1100-1500 sq. ft.
Property Tax$7,647
Lot Size530 ft x 240.27 ft
mls© NumberX13214502
Listed ByRE/MAX COUNTRY CLASSICS LTD.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,649
Property tax
$637
Heat allowance
$150
Housing costs
$7,436 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,800
25-yr amortization

Income needed

$229,000

gross annual household income

Payment at 4%
$5,466 / mo
Cash down
$259,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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