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Owen Sound, Owen Sound
$699,900
This circa 1889 character home is filled with charm and history, offering spacious rooms, high ceilings, large bright windows, original woodwork and staircase, and a warm, inviting feel throughout. Set on an expansive lot, the property is treed, private, and backs onto ravine privacy, creating a park-like setting with abundant birds and wildlife. An unopened road allowance beside the home adds even more privacy, and you're just a short walk to Kelso Beach. Inside offers an updated kitchen and bathrooms, a main floor den, and four bedrooms all on the second level-a rare find. The kitchen island is ideal for get-togethers, and with a formal dining area and cozy livingroom with natural gas fireplace, it is the perfect combination. The main floor also features ceramic and hardwood flooring throughout. Enjoy multiple outdoor living spaces including two covered porches, decks, and a seasonal sunroom overlooking the yard. The beautifully landscaped grounds include a pond with waterfall, gazebo, and gardens, offering a true backyard retreat.The finished third floor provides an excellent bonus space, currently used as a grandkids' playroom, complete with a Belvedere-style raised skylight. The lower level is high, dry, and features a walk-out to the backyard, plenty of storage, and is already plumbed for a future bathroom, offering great potential for additional living space. Numerous updates include a high-efficiency natural gas furnace, updated electrical and plumbing, and updated windows. The home also features central vacuum. Lovingly maintained by the same family for over 65 years, this home is truly special property in a serene setting-rarely does a treasure like this come to market.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,024 |
| Lot Size | 101.21 ft x 199.12 ft |
| mls© Number | X13470798 |
| Listed By | RE/MAX Grey Bruce Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $335
- Heat allowance
- $150
- Housing costs
- $4,068 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$125,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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