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Listed 2 months ago

87 Radford Street

Ainslie Wood, Hamilton

$720,000

Detached|1 1/2 Storey
3 | 2 | 3
About this home

With over 1,400 sq. ft. of finished living space, this beautifully updated 3+2 bedroom corner-lot home is located in the highly desirable Ainslie Wood neighbourhood, just minutes from McMaster University, McMaster Hospital, Westdale Village, shopping, transit, and major highways. The bright, move-in ready layout features large windows, pot lights, updated flooring, a main-floor bedroom, and main-floor laundry. Upstairs offers two spacious bedrooms and an updated bathroom, while the finished basement with a separate entrance includes two additional bedrooms, a kitchenette, a 3-piece bathroom, and separate laundry, providing excellent flexibility for extended family or income potential. Private driveway parking for three vehicles and immediate possession available. Updates include Roof (2021), Flooring (2022), Upstairs Bathroom (2022), Basement Renovation (2023), Basement Windows (2023), 200-Amp Electrical Panel, A/C Components (2024), and Fresh Paint (2026).

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,809
Lot Size81.04 ft x 50 ft
mls© NumberX13693744
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,685
Property tax
$484
Heat allowance
$150
Housing costs
$4,319 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $144,000
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,030 / mo
Cash down
$144,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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