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Price Change$585,000

169 5th A Street E

Owen Sound, Owen Sound

$569,000

Detached|2 1/2 Storey
4 | 2 | 2
About this home

A show-stopping red brick century home just steps from the Mill Dam, where timeless character, beautiful modern updates and three finished levels come together in one of Owen Sound's most walkable locations! Perfectly positioned on 5th Street A East, this charming home is just minutes from Harrison Park, downtown shops, coffee spots, the market and the Sydenham River. About two minutes down the street, you can connect directly to the path at the Mill Dam, making morning walks, evening strolls and time outdoors incredibly easy. In the fall, it's also a popular spot to watch the salmon run. Outside, mature gardens, a beautiful Japanese maple, interlocking stone and a private fully fenced side yard create an incredible outdoor retreat. The stamped concrete patio is ideal for summer dinners, morning coffee or relaxing under the shade of mature trees. Inside, hickory engineered hardwood flows throughout all three levels, beautifully complementing the home's original character. The updated kitchen features quartz countertops, white soft-close cabinetry, crown moulding, subway tile backsplash and glass-front accents. A highly functional mudroom adds main-floor laundry, a pantry, coat closet, 2-piece bath and direct access to both the parking area and backyard. The formal dining room showcases high ceilings, a ceiling medallion, wide trim and pocket doors leading into the living room, where a gas fireplace, custom built-ins and a signature oval window create a warm focal point. Upstairs are 3 bedrooms, updated windows and a beautifully renovated 4-piece bath with custom tilework. The fully finished third floor adds incredible versatility as a family room, home office or additional bedroom, with river views to top it all off. A rare blend of century-home charm, thoughtful updates, outdoor living and an exceptional walkable location.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,185
Lot Size115.97 ft x 84 ft
mls© NumberX13706716
Listed ByCentury 21 Millennium Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,912
Property tax
$349
Heat allowance
$150
Housing costs
$3,411 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,800
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,394 / mo
Cash down
$113,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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