










































34 Hillcrest Avenue
Chatham-Kent, Chatham-Kent
$524,999
Welcome to 34 Hillcrest Ave., Chatham, ON, a beautifully renovated property offering exceptional flexibility for homeowners, multi-generational families, and investors alike. Ideally located in a quiet, established neighbourhood, this versatile home is just minutes from downtown Chatham, St. Clair College, Chatham-Kent Health Alliance, schools, parks, shopping, restaurants, public transit, and convenient access to Highway 401. Configured as a legal two-unit home, the property can also be easily enjoyed as a spacious single-family residence, with just one interior door separating the upper and lower living spaces. The upper level features 3 spacious bedrooms, 1 full bathroom, a bright living area, and a functional layout. The legal lower-level apartment also spans and includes 3 bedrooms, 1 full bathroom, a private separate entrance, and generous living space. In total, the home boasts 6 bedrooms and 2 full bathrooms, making it ideal for large families, multi-generational living, or those seeking additional rental income. The home has been extensively renovated throughout with updated flooring and contemporary finishes. Outside, you'll appreciate the detached garage, a long private driveway accommodating up to three vehicles, and expansive front and rear yards. The backyard backs directly walking trail, providing a peaceful natural setting with added privacy and green space. The upper unit is currently tenanted, providing immediate rental income, while the vacant legal lower unit offers flexibility for owner occupancy or the opportunity to secure a new tenant at current market rents. Whether you're looking for a turnkey investment, a mortgage helper, or a spacious home with room for extended family, 34 Hillcrest Ave. offers exceptional versatility, modern updates, and an outstanding location close to everything Chatham has to offer. This is a rare opportunity to own a renovated legal duplex with income potential in one of the city's established neighbourhoods.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask my AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,367 |
| Lot Size | 59 ft x 150 ft |
| mls© Number | X13716612 |
| Listed By | SUTTON GROUP KINGS CROSS INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,687
- Property tax
- $364
- Heat allowance
- $150
- Housing costs
- $3,201 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$98,000
gross annual household income
- Payment at 4%
- $2,209 / mo
- Cash down
- $105,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.











































































