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Listed 28 days ago

86 Margaret Avenue

Stoney Creek, Hamilton

$1,299,000

Detached|2-Storey
5 | 4 | 4
About this home

This custom-built, beautifully renovated family home is tucked beneath the Escarpment on aquiet street, offering privacy and breathtaking views. The backyard is a true oasis - designedfor entertaining and everyday enjoyment - featuring an in ground pool, hot tub, covered porch ,and a mini putting green that makes every day feel like a getaway.Inside, the thoughtfully updated interior offers spacious bedrooms, four bathrooms, and a fullyfinished basement with a separate entrance - ideal for extended family living or a potentialin-law setup.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age16-30
Size2500-3000 sq. ft.
Property Tax$7,487
Lot Size52.96 ft x 156.9 ft
mls© NumberX13756006
Listed ByROYAL LEPAGE STATE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,649
Property tax
$624
Heat allowance
$150
Housing costs
$7,423 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,800
25-yr amortization

Income needed

$228,000

gross annual household income

Payment at 4%
$5,466 / mo
Cash down
$259,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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