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Price Change$529,900

99 Cedar Street

, Cambridge

$499,900

Detached|1 1/2 Storey
3 | 1 | 3
About this home

Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk from Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms and a bright eat-in kitchen with stainless steel appliances, including a gas range, plus deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement offers plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, you can relax on the covered front porch or enjoy the large raised deck in the backyard, which overlooks a spacious, fully fenced yard with mature trees perfect for entertaining and outdoor activities.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$3,221
Lot Size41 ft x 110.8 ft
mls© NumberX13762112
Listed ByROYAL LEPAGE WOLLE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$268
Heat allowance
$150
Housing costs
$2,977 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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