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Listed 26 days ago

99 Langlaw Drive

, Cambridge

$849,900

Detached|Bungalow-Raised
3 | 2 | 3
About this home

What if your next home could help pay for itself? Welcome to 99 Langlaw Drive, a fully permitted legal duplex offering flexibility for homeowners, multigenerational families and investors. The vacant upper unit offers over 1400 sq. ft. with 3 bedrooms and a full bath, filled with natural light from large windows. Open living and dining spaces, a functional kitchen and welcoming foyer with built-in storage make it easy to feel at home. Down a short flight of stairs, the upper unit also enjoys its own large laundry, utility and storage room, with space offering potential for a future bath, subject to approvals. The modern, updated 1-bedroom lower unit feels far from a typical basement, with high ceilings, oversized windows, its own private entrance and in-suite laundry. Bright and spacious throughout, it is currently tenanted, providing income from day one. A fire-code-compliant separation door remains intact between the units, offering the potential to reconnect the spaces should a future owner wish to return the property to single-family living. Outside, enjoy a large deck, fully fenced yard, no rear neighbours, peaceful greenery beyond, a 1.5-car attached garage and double-wide driveway. Recent improvements include a renovated lower-unit bathroom and new washer/dryer combo, new upper-unit fridge and stove, plus a new A/C, garage door and opener. Set in family-friendly East Galt on a school bus route, close to parks, trails, the Grand River and Churchill Park, with Downtown Galt and the Gaslight District nearby and convenient access toward Brantford and Hamilton. Live in one unit and let the other help with the mortgage, bring generations together, invest, or create one home again in the future. 99 Langlaw gives you options!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$6,003
Lot Size39.37 ft x 117.55 ft
mls© NumberX13763504
Listed ByREAL BROKER ONTARIO LTD.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,350
Property tax
$500
Heat allowance
$150
Housing costs
$5,000 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,980
25-yr amortization

Income needed

$154,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$169,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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