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Listed 14 days ago

296 East 21st Street

Eastmount, Hamilton

$649,900

Detached|1 1/2 Storey
4 | 2 | 3
About this home

Welcome to 296 East 21st Street, ideally located on Hamilton's Central Mountain! This charming 1.5-storey home offers plenty of space for the growing family, featuring 4 spacious bedrooms with a convenient 2-piece bathroom on the upper level. Beautifully refinished maple hardwood in 3 bdrms and main floor hallway. The beautiful rear addition creates a bright and versatile family room/dining (or home office??) offering a wonderful space to gather and enjoy views of the private, fenced park-like backyard- perfect for the kids and pets. The mature trees at the front of the property provide added privacy and welcome shade, especially during the morning hours. Perfectly situated close to shopping, schools, parks, public transit and everyday amenities, with easy access to the highway for commuters. New flat roof on the addition (2025), shingles (2017) A/C approx 5 years old. With its generous living space, great location and immediate possession available, this home is ready to welcome its next family.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,440
Lot Size40 ft x 120 ft
mls© NumberX13808680
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$370
Heat allowance
$150
Housing costs
$3,846 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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