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Ancaster, Hamilton
$1,200,000
Nothing but blue skies and tranquility on Cottonwood Court in Ancaster. This is the kind of home that rarely comes to market, offered for the first time in 44 years. Proudly owned by the same family since 1982, it has been lovingly maintained and cared for throughout the years. Set on a quiet court with mature trees and a welcoming neighbourhood, this is a home that feels made for family life. The classic centre hall plan offers generous principal rooms and over 3,500 sq. ft. of total space, including below grade. A grand welcoming entrance leads into warm and inviting living spaces, including a family room with beautiful wood finishes, built in bookshelves and lovely views of the backyard. At the back of the home, double glass sliding doors open from the dining area to the patio and backyard, bringing the outdoors in and creating an easy extension of the living space. A handy counter nearby is the perfect spot for those long talks after school. The main floor also offers a versatile bedroom that can be used as a den or home office, and a bright, spacious laundry room with sink, shelving, side yard and garage access. You may actually be more than happy to do laundry here! Upstairs, the spacious primary features double windows, a sitting nook, walk in closet and private ensuite, with two additional bedrooms. The lower level offers a large open recreation room with decorative fireplace, a separate room with potential gym space, plus generous storage and workspace. Close to great schools, restaurants and cafés on Wilson Street, Ancaster Power Centre and highway access. Approximate updates include roof 2013; furnace Feb. 2006, serviced and tagged Aug. 2026; A/C Aug. 2026; owned water heater 2021; sump pump installed Sept. 2026; garage and primary bedroom painted 2026; most windows updated. Come and see what all the fuss is about.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $8,327 |
| Lot Size | 56.66 ft x 110.13 ft |
| mls© Number | X13809578 |
| Listed By | COLDWELL BANKER COMMUNITY PROFESSIONALS |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,142
- Property tax
- $694
- Heat allowance
- $150
- Housing costs
- $6,986 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$215,000
gross annual household income
- Payment at 4%
- $5,050 / mo
- Cash down
- $240,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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