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Listed 12 days ago

54 Inverness Avenue W

Southam, Hamilton

$1,100,000

Detached|Sidesplit 4
3 | 2 | 3
About this home

c. 1960 Mid-Century four-level side-split in a mature, sought-after neighborhood. Immaculately maintained and thoughtfully updated, this custom home offers 2,130 sq. ft. of beautifully designed living space, plus a finished lower level with natural light. The layout is truly exceptional. The main floor welcomes you with a south-facing covered front porch, a spacious living room with built-in shelving and soaring ceiling, and a superb chef's kitchen featuring granite island and counters, a huge picture window, gracious dining area, vaulted ceiling and access to the BBQ deck. An interior entry from the garage and dedicated ground-level mudroom add exceptional everyday convenience. The cozy yet spacious family room offers a gas fireplace and patio doors opening to the beautifully landscaped rear garden. The upper level features three bedrooms, including a generous primary bedroom with ample closet space, and a luxurious full bath. The lower level provides a versatile games room, second full bath, laundry and excellent storage. Outside, the fully fenced garden is a private retreat, with multiple patio areas, perennial gardens and gazebo, all framed by mature trees. Numerous updates throughout ensure comfort and peace of mind while preserving the home's distinctive character. A truly magnificent, one-of-a-kind property offering.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleSidesplit 4
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,117
Lot Size55.92 ft x 100 ft
mls© NumberX13819682
Listed ByROYAL LEPAGE STATE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,630
Property tax
$593
Heat allowance
$150
Housing costs
$6,373 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $220,000
25-yr amortization

Income needed

$196,000

gross annual household income

Payment at 4%
$4,629 / mo
Cash down
$220,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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