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Kirkendall, Hamilton
$649,000
Solid all-brick bungalow in Hamilton's highly sought-after Kirkendall neighbourhood! Lovingly maintained by the same owner for 50yrs, this charming 3+1 bed, 2-bath, 2-kitchen home offers incredible potential. Main level w/ original hardwood floors features living rm, kitchen, dining area, 3 bdrms & 4pc bath. Separate side entrance to basement, offering excellent possibilities for in-law, multi-generational or income potential. Lower level offers kitchen, rec room, bedroom, 4pc bath, cold cellar & utility area w/ potential for additional living space. Set on 129' deep lot w/ great curb appeal, fully fenced private yard, front concrete driveway & 2 additional rear parking spaces. Rear laneway access offers detached garage or ADU possibilities. Updates: furnace (2026), roof (2026), basement bath (2019), porch steps (2021). Just steps to vibrant Locke St and close to schools, shopping, restaurants, transit, highways, parks, trails& golf. A rare opportunity in a fantastic community!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $6,467 |
| Lot Size | 27.88 ft x 129 ft |
| mls© Number | X13828738 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $539
- Heat allowance
- $150
- Housing costs
- $4,011 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$123,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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