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New6 days ago

146 Belmont Avenue

Crown Point, Hamilton

$499,000

Detached|1 1/2 Storey
3 | 2 | 3
About this home

Welcome home to 146 Belmont Avenue, located in one of Hamilton's classic and vibrant neighbourhoods. Offering a seamless blend of traditional charm and functional living space, this multi-level home presents an ideal opportunity for families, first-time buyers, or savvy investors. Walking distance to local amenities, parks, schools, transit, shopping, and local shops and dining along Ottawa St. The main level features a welcoming front veranda, functional light-filled living and dining areas, perfect for daily living and easy entertaining with direct access to the large fenced backyard. The second level features bedroom sizes with ample natural light and flexible layout options to suit a home office, nursery, or guest rooms complete with an updated 4-PC bath. Additional living space on the lower level with separate entrance and 2-PC bath provides great potential for a recreation room, media den, home gym, or extra storage. Recent updates include: roof (2018), windows/patio door (2021)/ BONUS: Rare 3 car parking! Do not miss out, book your showing today!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,321
Lot Size30 ft x 100 ft
mls© NumberX13842844
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$277
Heat allowance
$150
Housing costs
$2,981 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,800
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,100 / mo
Cash down
$99,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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