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New5 days ago

13 Hardwood Grove

455 - Secord Woods, St. Catharines

$589,900

Detached|Bungalow
3 | 2 | 7
About this home

Could you think of a better place to raise a family? Welcome home to Hardwood Grove and this wonderful bungalow! Perfectly appointed on a pie lot on a cozy cul de sac AND backing onto a ravine, this home has been lovingly maintained and updated by the same owners for 56 years, and features a concrete drive that will easily fit 5 cars, a large double garage with heat and hydro, 3 bedrooms, 2 baths, bright living room with large picture window, updated kitchen at the back of the house (so you can keep an eye on the kids or grandkids!), roomy recroom, laundry room, and utility room with lots of storage space! There's lots of room for family fun in the yard with a large patio, deck, and stunning ravine view! Updates such as roof in 2017, and main bathroom, furnace, central air, and hot water tank in the past 5 years means you won't have to worry about the big stuff while you make this home your own! Located in sought after Secord Woods and minutes to schools, parks, shopping and all the amenities our beautiful city has to offer, the time is now to start writing the next chapter of this beautiful home!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,403
Lot Size44.98 ft x 131.17 ft
mls© NumberX13846836
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,019
Property tax
$367
Heat allowance
$150
Housing costs
$3,536 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $117,980
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,482 / mo
Cash down
$117,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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