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New4 days ago

105 Centre Street

Stratford, Stratford

$895,000

Detached|1 1/2 Storey
3 | 2 | 8
About this home

Nestled on one of Stratford's most sought-after streets, this charming 1,871 sq. ft. century-old yellow-brick Ontario Cottage (Circa 1871) offers timeless character and exceptional curb appeal. Perfectly positioned on a generous 66' x 167' lot, the home features 3 bedrooms, including a convenient main floor bedroom (currently used as family/music room), a welcoming foyer, spacious living and dining rooms, and a main floor den. A thoughtfully designed rear addition creates a bright eat-in kitchen and comfortable sitting area overlooking the spacious deck and gardens. The mature lot, large double car garage, and ideal placement of the home provide both privacy and outdoor enjoyment. A rare opportunity to own a classic Stratford treasure.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$6,993
Lot Size66 ft x 167.6 ft
mls© NumberX13848172
Listed ByHome and Company Real Estate Corp Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,581
Property tax
$583
Heat allowance
$150
Housing costs
$5,314 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,000
25-yr amortization

Income needed

$163,000

gross annual household income

Payment at 4%
$3,766 / mo
Cash down
$179,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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