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New5 days ago

261 Carla Avenue

Stoney Creek, Hamilton

$665,000

Detached|Bungalow
3 | 2 | 3
About this home

Built like a fortress, with a heart that feels like home, this rare & legitimate 1,437-square-foot bungalow offers grand proportions at a pleasantly surprising price. Set on a 50 x 115 ft. lot in Stoney Creek, this super bright solid brick home & its gorgeous covered front porch face south with views of the Niagara Escarpment. The spacious layout with pristine hardwood floors features 3 bedrooms, and having it all...a separate living room, dining room, eat-in kitchen & main-floor family room. With approximately 803 sq. ft. of additional finished living space downstairs, there is room to gather, entertain & enjoy a little breathing space, along with potential for a separate entrance. Two full bathrooms serve the home, while the lower level features a recreation room with a gas fireplace and a second kitchen for added versatility. California shutters throughout the main floor bring charm to the living spaces. An attached garage with an automatic door opener & a double-wide concrete driveway provide convenient parking, while the apple & pear trees in the backyard along with the gazebo & storage shed with 220v electrical complement the outdoor space. Updates include the roof (2024), furnace and central air conditioning (2018), with central vacuum adding everyday convenience. Close to shopping, schools, Cherry Heights Park, Memorial Park and Bruce Trail hiking, with Olde Town Stoney Creek, city bus stops are a quick walk either way North or South and highway access nearby. A bungalow with presence, personality and space to make your own.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,057
Lot Size50 ft x 115.35 ft
mls© NumberX13848436
Listed ByKELLER WILLIAMS EDGE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,404
Property tax
$421
Heat allowance
$150
Housing costs
$3,975 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $133,000
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,798 / mo
Cash down
$133,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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