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New4 days ago

234 BALMORAL Avenue S

Delta, Hamilton

$699,000

Detached|2-Storey
3 | 2 | 3
About this home

This one has the look, the updates, and the kind of versatility that makes a house especially easy to love. Completely refreshed with a crisp, modern point of view, this 3+1 bedroom, 2bathroom home delivers style without sacrificing the practical pieces that matter. Inside, the transformation is immediately apparent. Fresh flooring, new baseboards and trim, updated lighting and thoughtfully selected finishes give the home a polished, cohesive feel. The kitchen brings a little drama in all the right ways, pairing quartz countertops with modern cabinetry, sleek accents and a full suite of brand new appliances. Both bathrooms have been completely updated, continuing the clean, contemporary aesthetic throughout. Downstairs, the finished lower level opens up an entirely new layer of possibilities. With an additional bedroom, bathroom, living space and second kitchen, there is plenty of room for all. Behind the scenes, important work has been done too, including brand new ESA certified electrical, while the newly renovated detached garage adds another valuable upgrade. And then there is the backyard. Large, open and ready for summer dinners, kids, pets, gardens or your future dream outdoor setup. With two car parking, schools, transit and beautiful Gage Park nearby, this isa home that feels current, comfortable and genuinely move in ready. Stylish where you want it to be, functional where it needs to be, and updated far beyond what first meets the eye. Bring your pickiest buyers.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,866
Lot Size30 ft x 115 ft
mls© NumberX13851232
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$322
Heat allowance
$150
Housing costs
$4,050 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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