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451 - Downtown, St. Catharines
$279,900
Located in downtown St. Catharines, 132 Grass Avenue is a great opportunity for renovators, investors, or buyers looking to take on a project and make it their own. This 2-bedroom home offers approximately 812 sq. ft. of above-grade living space plus an unfinished basement with lookout windows. The main floor features an eat-in kitchen, carpet-free flooring, ceiling fans, and plenty of natural light from the numerous windows. The enclosed front porch adds additional space, while the fully fenced yard provides a private outdoor area. The unfinished basement includes laundry, large utility sink, utility area, and a new furnace (2026), offering excellent potential for future development. A gas stove, washer, dryer, and existing ceiling fans are included. This property is not move-in ready and requires updating, making it an excellent opportunity for those looking to renovate and add value. Conveniently located close to public transit and with easy highway access, 132 Grass Avenue offers plenty of potential in a central St. Catharines location.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,773 |
| Lot Size | 35.07 ft x 100.07 ft |
| mls© Number | X13851968 |
| Listed By | REAL BROKER ONTARIO LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,433
- Property tax
- $231
- Heat allowance
- $150
- Housing costs
- $1,814 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$56,000
gross annual household income
- Payment at 4%
- $1,178 / mo
- Cash down
- $55,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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