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New4 days ago

529 Carlton Street

444 - Carlton/Bunting, St. Catharines

$579,900

Detached|Backsplit 4
2 | 2 | 4
About this home

Discover your next home in North End St. Catharines. This amazing 2 + 2 bedroom, 2 bath backsplit has everything you have been looking for. Huge Living Room with Fireplace with Patio Doors leading to one of two patios. Bright kitchen and Dining room with skylight, upper level has large primary bedroom, second bedroom and four piece bath. Third level contains two more bedrooms with large windows, a den and three piece bath with potential to be made into In-law suite or secondary apartment. The lower level has an oversize rec room, laundry and storage. Outside the yard is a gardeners dream with a coy pond and many cozy secluded spots to enjoy the many trees and perennials. Storage shed is located at the back of the property and garage/workshop gives a handy person the perfect place to work. This home offers over 2400 sq ft of finished living space to enjoy and the best news is this home has never had a flood and a few years ago had a back check valve installed. It's Time to Make This Your Niagara Home.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,416
Lot Size75 ft x 163.37 ft
mls© NumberX13852304
Listed ByRE/MAX GARDEN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$368
Heat allowance
$150
Housing costs
$3,486 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,980
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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