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New4 days ago

23 Tara Court

Gershome, Hamilton

$749,000

Detached|Bungalow-Raised
3 | 2 | 2
About this home

Welcome to this spacious and versatile 3-bedroom, 2-bath raised bungalow, ideally situated on a quiet, family-friendly cul-de-sac street.The main level offers a bright and inviting living space, dining area and functional kitchen, and generously sized bedrooms. The fully finished basement with a separate entrance provides exceptional flexibility and can be ideal for an in-law suite, extended family, or potential income-generating opportunity.Enjoy the privacy and peaceful setting of a cul-de-sac while still being conveniently located close to schools, parks, shopping, restaurants, transportation, and everyday amenities.With its practical raised-bungalow layout, finished lower level, separate entrance, and peaceful location, this home offers comfort, flexibility, and plenty of possibilities for familiesA wonderful opportunity in a sought-after setting - don't miss it!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,326
Lot Size40 ft x 100 ft
mls© NumberX13852336
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$444
Heat allowance
$150
Housing costs
$4,428 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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