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New3 days ago

138 West 23rd Street

Westcliffe, Hamilton

$679,900

Detached|Bungalow
3 | 2 | 2
About this home

Welcome to 138 West 23rd Street, a charming all-brick bungalow situated on a spacious lot in Hamilton's desirable Westcliffe East neighbourhood. Offering 3+1 bedrooms and plenty of potential, this home is an excellent opportunity for buyers looking to make a space their own while enjoying a convenient location close to shopping, grocery stores, everyday amenities and easy access to the Lincoln Alexander Parkway. Step inside to a bright and inviting living room filled with natural light, leading into a generous size dining room with plenty of space for family dinners and entertaining. The eat-in kitchen offers ample cupboard and counter space with room to gather for casual meals. Three well-sized bedrooms and a 4-piece bathroom complete the main level. Downstairs, the lower level provides even more living space, including an additional bedroom with family room and 3-piece bathroom excellent potential for an in-law suite conversion. Outside, enjoy a large, fully fenced backyard offering plenty of privacy and room to relax, entertain or create your ideal outdoor space. A concrete patio add to the functionality of the yard. Full of charm, potential and possibilities, 138 West 23rd Street is ready for its next chapter. If you've been searching for a solid all brick bungalow on a great lot in a convenient Hamilton neighbourhood, this is one you'll want to see.

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  • Sat, Oct 17

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  • Sat, Oct 24

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,559
Lot Size50 ft x 120 ft
mls© NumberX13855966
Listed ByCENTURY 21 HERITAGE HOUSE LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,480
Property tax
$463
Heat allowance
$150
Housing costs
$4,093 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,980
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,861 / mo
Cash down
$135,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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