109 Macaulay Street E
North End, Hamilton
$539,900
Victorian charm in Hamilton's sought-after North End! This freshly painted 3-bedroom home features brand-new luxury vinyl flooring throughout, high ceilings, classic trim and cove moulding. Enjoy separate living and dining rooms, an updated kitchen and 4-piece bathroom, a high-efficiency gas furnace (2024) and a new living room window (2026). The basement offers bathroom rough-ins for future potential. A private backyard with a spacious concrete patio, shed and double front driveway completes the package. Walk to West Harbour GO, the waterfront and Pier 4 Park, with schools and amenities nearby. RSA.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,664 |
| Lot Size | 22.62 ft x 75 ft |
| mls© Number | X13857604 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,763
- Property tax
- $305
- Heat allowance
- $150
- Housing costs
- $3,219 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,272 / mo
- Cash down
- $107,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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