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New19 hours ago

21 Croydon Drive

436 - Port Weller, St. Catharines

$599,900

Detached|Backsplit 4
3 | 2 | 8
About this home

Welcome to 21 Croydon Drive, a lovingly maintained home tucked away on a quiet, family-friendly street in one of North St. Catharines' most desirable neighbourhoods. Owned and cared for by the same family for many years, this spacious 4-level backsplit offers the kind of layout that truly grows with you. Featuring 3 bedrooms, a dedicated office, a large family room, a finished basement, a fully fenced backyard, an attached single-car garage, and an impressive private driveway with parking for up to 8 vehicles, offering plenty of room for everyday living, entertaining, and making memories. Much of the home remains in its original style, reflecting how carefully it has been preserved over the years. With a few cosmetic updates and your own personal touches, this is a wonderful opportunity to create a home that feels uniquely yours. Imagine summer afternoons at nearby Sunset Beach, evening walks along the Welland Canal Parkway, and the convenience of having schools, transit, shopping, groceries, and everyday amenities all just minutes away. 21 Croydon Drive offers more than just space - it offers comfort, potential, and the opportunity to settle into a neighbourhood that truly feels like home.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBacksplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,711
Lot Size53.24 ft x 112.41 ft
mls© NumberX13862384
Listed ByUNION CAPITAL REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$476
Heat allowance
$150
Housing costs
$3,696 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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