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New12 hours ago

13 Timber Lane

443 - Lakeport, St. Catharines

$879,000

Detached|Backsplit 4
3 | 2 | 10
About this home

Seldom does a home come to market where you can walk through the front door and truly have nothing left to do. Meticulously maintained and thoughtfully updated by it's current owners. This home offers over 1,550 sq. ft. of above-grade living space in a highly desirable pocket of St. Catharines. The spacious foyer opens to a bright functional layout with beautiful engineered hardwood flooring installed in 2026 throughout the main and upper levels. The formal living room overlooks the front yard and leads into the main dining space and recently renovated kitchen featuring floor-to-ceiling cabinetry, new stainless steel appliances, tiled backsplash, pot lighting and plenty of storage. The four-level backsplit design creates an open connection between the main floor and first lower level while still providing separation between living spaces. Upstairs are three generous bedrooms, including a primary with double-door entry and ensuite privilege to the beautifully renovated five-piece bathroom. The first lower level is bright and inviting with oversized ceiling height, large windows, a spacious fourth bedroom and three-piece bathroom. The lowest level is partially finished with a bonus room, laundry and abundant storage. A major recent upgrade includes all new above-grade windows paired with custom double-hung window coverings throughout. Additional updates include a new French door refrigerator, convection/induction range, dishwasher, over-the-range microwave, freshly painted interior, landscaping and much more. Garage doors and openers are less than five years old and the pool liner is approximately three years old. Outside offers a side patio, grass area, natural gas BBQ hookup and large backyard with a sunken above-ground pool surrounded by composite decking, garden shed and plenty of lawn space. This is the type of home you walk into and immediately say, "This is the one."

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$7,516
Lot Size50 ft x 138.24 ft
mls© NumberX13863210
Listed ByRE/MAX HENDRIKS TEAM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,499
Property tax
$626
Heat allowance
$150
Housing costs
$5,275 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,800
25-yr amortization

Income needed

$162,000

gross annual household income

Payment at 4%
$3,699 / mo
Cash down
$175,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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