108 Frederick Street
O'Neill, Oshawa
$689,900
This charming almost century-old brick home, in a desirable neighbourhood offers you 2 stories, 3 bedrooms and an extra 4th room upstairs which would make a lovely home office or craft room.In this safe and family-friendly location you will be close to schools, parks, hospital, public transit and downtown Oshawa.Enjoy a bright and functional layout throughout. Walkout to the fully fenced backyard, perfect for entertaining, relaxing, and enjoying outdoor living. Upstairs, you'll find along with the3 bedrooms and bonus 4th room, a 4 piece bathroom with radiant floor heating.Perfect blend of comfort, character, and convenience. An outstanding opportunity for first time buyers, growing families, and savvy investors alike.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,316 |
| Lot Size | 34 ft x 96 ft |
| mls© Number | E13796584 |
| Listed By | CENTURY 21 LEADING EDGE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,531
- Property tax
- $360
- Heat allowance
- $150
- Housing costs
- $4,041 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$124,000
gross annual household income
- Payment at 4%
- $2,903 / mo
- Cash down
- $137,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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