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Listed 12 days ago

214 Winona Avenue

Centennial, Oshawa

$645,000

Detached|Bungalow
3 | 1 | 5
About this home

Welcome to 214 Winona! Set on a picturesque, quiet street in a convenient location, this charming home sits on an oversized lot with plenty of privacy. A large driveway and inviting front porch welcome you inside to a generous foyer that leads into the spacious, family-sized dining room - ideal for hosting! The updated kitchen features stainless steel appliances, an island with seating and storage, and plenty of cabinet and counter space. The cozy living room offers a gas fireplace, faux wood beams, and a lovely view of the front yard - the perfect spot for family movie nights. The primary retreat boasts laminate flooring and a large double closet, while two well-appointed secondary bedrooms each feature generous closets and large windows. A newly renovated 4-piece bathroom completes the main level. Step outside to the oversized, fully fenced backyard offering plenty of privacy and space to enjoy. With a walkout from the home, this is the perfect setting for summer BBQs, fall bonfires, or for kids and pets to play! Ideally located close to transit, Oshawa Centre, shopping, restaurants, Hwy 401, golf courses, and more. A great opportunity in a safe, family-friendly location!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,939
Lot Size51.04 ft x 127.2 ft
mls© NumberE13814568
Listed ByRE/MAX HALLMARK FIRST GROUP REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,301
Property tax
$495
Heat allowance
$150
Housing costs
$3,946 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,000
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,714 / mo
Cash down
$129,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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