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Listed 11 days ago

28 Main Street

Pefferlaw, Georgina

$799,000

Detached|Bungalow
3 | 2 | 9
About this home

Welcome to this beautifully maintained 3+2 bedroom all-brick bungalow on a rare 95' x 165' fully fenced lot. Bright main floor features hardwood floors, a stunning stone wood-burning fireplace, bay window, spacious dining area with deck walkout, and kitchen with stainless steel appliances & backyard access. Finished basement offers 2 bedrooms, large rec room, laundry/utility space, storage & future walk-out potential. Key updates include windows (2024), furnace/A/C (2021), garage & front doors (2024) and front porch (2025). Attached heated garage with hydro + detached garage add exceptional parking, storage or workshop space. Enjoy a private backyard with room to entertain, relax and make it your own. Rare lot size, versatile layout and endless possibilities-don't miss this one!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,541
Lot Size95.33 ft x 165 ft
mls© NumberN13821436
Listed ByHIGHPOINT HOMES REALTY

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$378
Heat allowance
$150
Housing costs
$4,618 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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