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New4 days ago

29 Johnston Street

Pefferlaw, Georgina

$799,000

Detached|Sidesplit 4
3 | 2 | 6
About this home

Welcome to 29 Johntson Street-where family living meets your own backyard oasis! This move-in-ready 3+1 bedroom, 2-bath home offers a versatile layout with plenty of room to grow. The standout is the fully fenced backyard, designed for entertaining with an above-ground pool, hot tub, covered gazebos, extra storage and stone fire pit.your own private retreat for kids, guests and summer nights at home. Inside, enjoy a bright kitchen with walkout to the backyard, a sunken bonus living space with fireplace and flexible rooms ready to make your own. Recent updates include the roof and windows. This home is built to last, with a timeless look ready for your finishing touches. Set back from the road on a peaceful street, yet within walking distance to town, restaurants, outdoor skating rinks, community events, walking trails and the river for canoeing. Convenient under an hour commute to Whitby, Oshawa and Newmarket makes this a central location. A home with space, privacy and lifestyle all wrapped into one. Book your private showing today!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleSidesplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,849
Lot Size81 ft x 199 ft
mls© NumberN13846952
Listed ByMAIN STREET REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$321
Heat allowance
$150
Housing costs
$4,560 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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