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Listed 11 days ago

32 Farley Circle

Historic Lakeshore Communities, Georgina

$799,000

Detached|Bungalow
3 | 3 | 10
About this home

Tucked into one of Willow Beach's most sought-after pockets, this beautifully updated home sits on a private, cedar-lined lot that feels like a retreat - while keeping you connected to everything that makes life on Lake Simcoe so special. The home has a fresh, modern feel with accent walls, abundant pot lights, and generous windows that keep every room bright and welcoming. A contemporary kitchen anchors the centre of the home, opening to both the living and family room spaces in a way that just *works* for real life. Storage is plentiful throughout, and with three 3-piece bathrooms (including two ensuites) mean busy mornings are never a bottleneck. Step outside through the charming French door walkouts - from either the primary bedroom or the living/dining area - onto a full-width deck overlooking a spacious backyard with a separate fire pit patio. Sip your morning coffee on the front deck instead, taking in the tranquil, landscaped yard. Outdoor perimeter pot lights and backyard lighting make the property glow after dark. There's parking for up to 9 cars, and a brand new horizontal privacy fence runs the full length of the property. Farley Circle isn't just a quiet, family-friendly street - it's a community. Residents enjoy private beach access at one end and a golf course at the other, with Lake Drive right there for morning walks or bike rides along the water. Minutes to Sutton and Keswick for all your everyday needs, quick access to Hwy 404, and under an hour to Toronto.**Recent Updates:** Deck (2023) Paved Driveway (2023) Fence (2024) Roof (2024) Hot Water Tank (2025)

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,768
Lot Size50 ft x 163 ft
mls© NumberN13823372
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$314
Heat allowance
$150
Housing costs
$4,554 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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