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New5 days ago

815 Churchill Lane

Historic Lakeshore Communities, Georgina

$1,288,000

Detached|Bungalow-Raised
3 | 4 | 16.5
About this home

Lake Simcoe Living At Its Best! Just Steps To The Lake With Private Beach Access Directly Across The Street, This Stunning 2018-Built Stone Raised Bungalow Sits On A Premium Lot With Beautiful Lake Views. Offering 3 Spacious Bedrooms, 2 Full Baths & A Fully Finished Lower Level With 2 Separate Entrances-Ideal For In-Laws, Extended Family Or Income Potential. The Gourmet Kitchen Features Quartz Counters, Stainless Steel Appliances, Pot Lights & A Large Breakfast Bar Perfect For Entertaining. Retreat To The Spacious Primary Suite With Walk-In Closet & Stylish 3-Pc Ensuite With Custom Glass Shower. The Finished Lower Level Offers A Serene Zen-Inspired Retreat With Hot Tub, Separate Shower, Additional Bedroom & 3-Pc Bath-Perfect For Guests Or Multi-Generational Living. Car Enthusiasts & Hobbyists Will Love The Exceptional Parking & Storage: Attached Double Garage Plus A Rare Detached 2.5-Car Garage At The Rear, Along With Ample Driveway Parking. Town Services, High-Speed Internet & Public Transit Just Steps Away, With Hwy 404 Approx. 12 Minutes Away. Whether You're Searching For A Year-Round Home, Weekend Escape Or Versatile Investment Opportunity, This One Checks All The Boxes-Modern Comfort, Incredible Garage Space & The Coveted Lake Simcoe Lifestyle!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$5,471
Lot Size64.9 ft x 142.91 ft
mls© NumberN13843466
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,593
Property tax
$456
Heat allowance
$150
Housing costs
$7,198 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $257,600
25-yr amortization

Income needed

$221,000

gross annual household income

Payment at 4%
$5,420 / mo
Cash down
$257,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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