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Rural Ramara, Ramara
$619,000
Dreaming of the ultimate waterfront lifestyle? Welcome to this stunning Raised Bungalow in Ramara where Lake Simcoe serves as your daily backdrop! Directly across the street from your own private dock access, sandy shores, and Panoramic Lake Views, this home lets you sip morning coffee overlooking the water, launch your boat with ease, and take in front-row views of majestic vessels traveling the historic Great Loop along the Trent-Severn Waterway. Inside, expansive lake views flood the bright, open-concept living room and kitchen-designed seamlessly for relaxing and hosting. The main level offers 2 spacious bedrooms, while the fully self-contained 1-bedroom basement suite features a separate entrance, kitchen, and 3-piece bath-ideal for multi-generational living, guests, or income potential. Step out back to discover a large, private backyard and firepit built for entertaining family and friends, all set within a warm, welcoming lakeside community. Complete with a huge detached 2-car garage ready for boats, jet skis, and all your water toys. Life is simply better by the lake-schedule your private tour today!
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,910 |
| Lot Size | 82.74 ft x 208.18 ft |
| mls© Number | S13632756 |
| Listed By | LPT REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,168
- Property tax
- $243
- Heat allowance
- $150
- Housing costs
- $3,561 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$110,000
gross annual household income
- Payment at 4%
- $2,605 / mo
- Cash down
- $123,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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