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New5 days ago

2509 Talbot Lane

Rural Ramara, Ramara

$749,900

Detached|2-Storey
3 | 2 | 5
About this home

Experience relaxed waterfront living at 2509 Talbot Lane, a beautifully redesigned and extensively renovated two-storey residence set directly on the Talbot River, flowing into Lake Simcoe. Offering 3 bedrooms and 2 bathrooms, this bright, open-concept home blends modern comfort with a peaceful natural setting. Enjoy direct river frontage, your own dock, and endless opportunities for fishing, kayaking, canoeing or simply relaxing by the water. Approximately 1.5 hours from the GTA, this property is ideal as a year-round home or private retreat. Extensive upgrades include a new high-efficiency furnace with central air, 200-amp electrical service, electric tankless on-demand water heater, and a private river-fed water system with pressure tank and pump, providing efficient, year-round comfort. The sale includes two parcels, with an additional parcel located across Talbot Lane, offering added outdoor and storage space. A unique opportunity to enjoy nature, privacy and modern waterfront living.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$1,865
Lot Size43.54 ft x 120 ft
mls© NumberS13843588
Listed ByRE/MAX HALLMARK FIRST GROUP REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,838
Property tax
$155
Heat allowance
$150
Housing costs
$4,144 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,980
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$3,156 / mo
Cash down
$149,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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