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Credit Valley, Brampton
$1,389,999
Welcome to this exquisite 4-bedroom, 5-bathroom detached home with a legal 2-bedroom basement apartment in the prestigious Estates of Credit Ridge neighborhood, offering approximately 4,000 sq. ft. of total living space. Beautifully upgraded with elegant finishes, hardwood flooring and abundant natural light. Over $200,000 in upgrades include pot lights, upgraded light fixtures, crown molding, 200-amp electrical service, heat pump, 24" x48" floor tiles and 7-ft main-floor doors complemented by elegant arches. The grand double-door entry opens to a spacious layout. The gourmet kitchen features high-end stainless-steel appliances, a 36" gas stove, granite countertops, built-in oven and microwave. Walk out to a stunning custom-built deck, perfect for entertaining. Exterior features include a huge natural-stone porch, wide interlocked driveway and interlocked backyard, with no sidewalk for added parking convenience. Upstairs, the spacious primary suite features a spa-inspired ensuite with a glass shower and a generous walk-in closet. All bathrooms feature quartz countertops, with ensuite or Jack-and-Jill access to the bedrooms. The legal 2-bedroom walk-up basement apartment features a separate double-door entrance, larger windows and separate laundry, offering rental potential of approximately $2,000/month. The basement also provides a comfortable recreation room/3rd bedroom for extended family. Close to Ingleborough Public School, parks, trails, GO Station and major highways 401, 407 and 410.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $8,686 |
| Lot Size | 39.3 ft x 105.12 ft |
| mls© Number | W14031502 |
| Listed By | ROYAL CANADIAN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,115
- Property tax
- $724
- Heat allowance
- $150
- Housing costs
- $7,988 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$246,000
gross annual household income
- Payment at 4%
- $5,849 / mo
- Cash down
- $278,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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