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Dovercourt-Wallace Emerson-Junction, Toronto
$1,599,900
Outstanding downtown location in vibrant "Bloorcourt Village" - just steps to Bloor St and the Bloor/Ossington Subway ! Meticulously maintained and updated by the original owners, this exceptionally bright, solid brick semi-detached home offers a modern, open-concept main floor featuring a large living room, dining room, and kitchen with a fridge and gas stove. The main level also boasts a versatile rear family room addition - ideal for a private home office or a fourth bedroom - complete with a private 2-piece ensuite and a walk out leading to a lovely 11' x 8' deck. Upstairs features three bedrooms and a 4-piece bath. The finished basement offers excellent multi-generational potential as an inlaw, guest or nanny suite, complete with above-ground windows, a separate side entrance, a laundry room and two separate rooms, (one of which is an additional room underneath the main floor family room addition noted as Rec. Rm above) each featuring their own private 3-piece bathroom. There is also a covered/enclosed sunporch entrance adding an additional approximately 59 SF.The Property has a mutual driveway, leading to a one-car garage with an adjoining shed. A brand-new furnace and AC was installed in July 2026, This turnkey property is a rare, transit-oriented opportunity in downtown with stores and shopping steps away.Not to be missed - must be seen!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $8,189
- Property tax
- $572
- Heat allowance
- $150
- Housing costs
- $8,911 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$274,000
gross annual household income
- Payment at 4%
- $6,733 / mo
- Cash down
- $319,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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