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726 - 285 Dufferin Street
South Parkdale, Toronto
$399,999
Welcome to XO2 Condos where modern design meets unbeatable urban convenience. This east facing, brand-new, never-lived-in1-bedroom,1-bathroom suite offers the perfect balance of vibrant city living and cozy neighbourhood charm with bright unobstructed city views. Just steps from Liberty Village, you are right next to the action while still enjoying the feel of a true community. Inside, you'll find a functional split layout with smooth ceilings, floor to-ceiling east-facing windows that flood the space with natural light, and a sleek modern kitchen featuring quartz countertops, built-in appliances, and stylish cabinetry. Enjoy next-level amenities: 24-hour concierge, state-of-the-art fitness centre, golf simulator, boxing studio, co-working spaces, party and dining rooms, and kids' den. With the 504 Streetcar and Exhibition GO just steps away, minutes from the Financial District, the lakefront, shopping, dining, and everything Downtown has to offer. This is urban living at its best stylish, convenient, and connected. **Opportunity not to be missed**
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $36
- Heat allowance
- $150
- Condo fees, half counted
- $178
- Housing costs
- $2,411 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $80,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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