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1020 - WO West, Oakville
$3,099,900
1077 Bridge Road offers over 5,300 sq. ft. of finished living space on a landscaped 100' x 120' lot insought-after West Oakville, minutes to downtown Oakville, Bronte Harbour, Lake Ontario, parks, theYMCA, top-rated schools, and Appleby College. A grand foyer with 10-foot ceilings, plaster crownmoulding, and a hardwood staircase leads to a private office, formal dining room, and butler's servery withwine fridge. Wide-plank hardwood floors, 9-inch baseboards, custom millwork, coffered ceilings, and agas fireplace complement the open-concept living space. The chef's kitchen features Sub-Zero, Wolf, andBosch appliances, a large island, and breakfast area. The second level offers four bedrooms with ensuiteaccess, including a primary suite with a walk-in closet and a heated-floor ensuite. A second bedroom hasa private ensuite, while two others share a Jack-and-Jill bath. Second-floor laundry adds convenience.The finished lower level features heated floors, a spacious rec room with a stone gas fireplace, fifthbedroom, 3-piece bath, and flexible space for a gym, media room, or games area. Outside, enjoy acovered porch, stone patio, landscaped backyard with irrigation, Generac whole-home generator, securitysystem, and epoxy-finished double garage. A custom-built home combining quality craftsmanship,functional design, and an exceptional West Oakville location.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $15,867
- Property tax
- $1,299
- Heat allowance
- $150
- Housing costs
- $17,316 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$533,000
gross annual household income
- Payment at 4%
- $13,045 / mo
- Cash down
- $619,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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