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Mineola, Mississauga
$4,299,000
Set on a 77.99' x 158' lot on one of Mineola's most beautiful tree-lined streets, this custom stone residence offers 5+1 bedrooms, 5 baths and 3,771 sq ft above grade plus a fully finished lower level. A grand foyer leads to an office with glass double doors, wainscotting and panelled ceiling, and a formal dining room with tray ceiling, connected by a full butler's pantry with coffee bar and wine fridge to the chef's kitchen. The kitchen features Sub-Zero, Wolf and Miele appliances, a 6-burner range with pot filler, warming drawer, Ventahood, quartz counters and a large centre island. The sunlit breakfast area walks out to the patio, and the living room offers a gas fireplace, custom built-ins and backyard views. Main floor mudroom with laundry and access to the garage and yard. Upstairs, a coffered ceiling and chandelier crown the staircase. The primary retreat features a tray ceiling, stacked stone fireplace, private balcony, walk-in closet and spa-inspired 5pc ensuite with freestanding tub, glass shower and heated floors. Bedrooms 3 and 4, with vaulted and sloped ceilings and arched windows, share a 5pc Jack-and-Jill with soaking tub and heated floors. Bedroom 5 has a walk-in closet and private 3pc ensuite with heated floors, and Bedroom 2 overlooks the backyard. The finished lower level with separate walk-up entrance offers fully heated floors, a second kitchen with KitchenAid appliances, rec room with electric fireplace, 6th bedroom, 3pc bath and cold room, ideal for extended family. Oak hardwood, crown moulding, built-in speakers, video intercom, Carrier Infinity HVAC and central vac. Professionally landscaped, fenced backyard with stone patio, waterfall feature and shed, plus front yard fountain. Built-in double garage and parking for 8. Walk to Kenollie PS, close to Port Credit SS, minutes to Port Credit Village, the waterfront and QEW.
No extras listed.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $22,004
- Property tax
- $1,500
- Heat allowance
- $150
- Housing costs
- $23,654 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$728,000
gross annual household income
- Payment at 4%
- $18,091 / mo
- Cash down
- $859,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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