682 7th St A East Street
Owen Sound, Owen Sound
$399,900
MAJOR RENOVATIONS JUST COMPLETED TO THIS HOME! NEW KITCHEN AND 2 NEW BATHROOMS, NEW FLOORING AND PAINT THROUGHOUT, NEW FRONT AND SIDE DOOR, NEW LIGHTING AND ELECTRICAL PANEL. GREAT EAST SIDE LOCATION ON A QUIET STREET, CLOSE TO THE REC CENTRE/YMCA. CURRENTLY SET UP AS 2 BEDROOM PLUS DEN AND PLUS OFFICE, BUT COULD EASILY CONVERT TO A 3 BEDROOM. BONUS SUNPORCH 10' X 12' AT THE BACK OF THE HOUSE. SHED HAS HYDRO IN BACKYARD. VERMICULITE TESTING (3 LOCATIONS) COMPLETED IN JUNE 2026, ALL CLEAN.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,412 |
| Lot Size | 40 ft x 117.5 ft |
| mls© Number | X12992270 |
| Listed By | Ron Hopper Real Estate Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $284
- Heat allowance
- $150
- Housing costs
- $2,481 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$76,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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