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Owen Sound, Owen Sound
$479,900
This 1.5-storey brick residence is a woodland escape on an elevated lot in a quiet downtown residential neighborhood. The interior features a recent renovation with hardwood flooring installed throughout all living areas. The main floor offers a functional layout that connects the living spaces to the updated finishes. Large windows provide significant natural light across both levels of the home. The exterior includes a secluded stone patio bordered by a retaining wall. This outdoor space provides a private area for seating and dining. The property is located on a street characterized by slow traffic and turn of the century family homes. Local amenities, downtown services, Harrison Park and the Mill Damn are within walking distance of the front door. Recent improvements include: new hardwood and marble flooring including stairs, new interior lighting, smart thermostat, CAT internet cables in most rooms to optimize working from home, hardwired security system, exterior brick repointing, spray foam in basement.
No extras listed.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,446 |
| Lot Size | 39.17 ft x 117.43 ft |
| mls© Number | X13046584 |
| Listed By | RE/MAX Grey Bruce Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,456
- Property tax
- $204
- Heat allowance
- $150
- Housing costs
- $2,810 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$86,000
gross annual household income
- Payment at 4%
- $2,019 / mo
- Cash down
- $95,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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