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Listed 4 months ago

1323 2nd Avenue W

Owen Sound, Owen Sound

$309,000

Detached|1 1/2 Storey
3 | 1 | 2
About this home

Welcome to 1323 2nd Avenue W - a home filled with potential, set on a beautiful, mature lot in one of Owen Sound's most convenient locations. This property offers the space and setting to create something truly special, whether you're dreaming of a cozy family home, a peaceful retreat, or an investment for the future.The lot provides plenty of room to relax, garden, or entertain outdoors. Inside, you'll find a home ready to be personalized to your taste and style. Located close to downtown shops, the harbour, parks, and schools, you'll enjoy the ease of small-town living with everything you need just minutes away. In spring of 2025 water line from the road into the house was replaced as well as the drains from the shower and washroom upstairs.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,350
Lot Size44 ft x 98.42 ft
mls© NumberX13216842
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,582
Property tax
$196
Heat allowance
$150
Housing costs
$1,927 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $61,800
25-yr amortization

Income needed

$59,000

gross annual household income

Payment at 4%
$1,300 / mo
Cash down
$61,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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