










































827 13th Street W
Georgian Bluffs, Georgian Bluffs
$825,000
1.8 Acres Just Minutes from Owen Sound! Just on the outskirts of Owen Sound, this 3-bedroom, 2-bathroom bungalow offers the perfect opportunity to downsize or upsize without giving up the garage, yard space, and privacy you've come to enjoy. Located in Georgian Bluffs, you'll also benefit from lower municipal taxes while remaining conveniently close to Owen Sound and all its amenities. Step inside to the inviting back den, a versatile space with endless possibilities. Use it as a home office, additional living area, hobby room, or whatever best suits your needs. The dining room overlooks the private backyard, while the spacious front living room offers a cozy spot to relax by the gas fireplace on chilly fall and winter evenings. The enclosed front porch offers another wonderful spot to enjoy your morning coffee or curl up with a good book. The primary bedroom is conveniently located on the main level and features a 4-piece ensuite, with two additional generously sized bedrooms offering plenty of space for family or guests. Numerous updates have been completed throughout, including upgraded plumbing, some updated windows, a septic tank replaced in 2022, attic re-insulation in 2023, and board-and-batten siding completed in 2021. A generator provides added peace of mind when the power goes out. Outside, the property truly shines with 1.8 acres of space and privacy. Enjoy the spacious deck, double-car garage, paved driveway, and numerous newly planted trees. A separate driveway leads to two additional sheds, providing excellent extra parking and convenient space for an RV, trailer, or recreational vehicles. If you've been looking to move closer to town while still enjoying acreage, privacy, a garage, and plenty of outdoor space-without giving up the convenience of being close to Owen Sound-this property is a must-see!
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask my AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,911 |
| Lot Size | 226.8 ft x 278 ft |
| mls© Number | X13720956 |
| Listed By | Sutton-Sound Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,223
- Property tax
- $326
- Heat allowance
- $150
- Housing costs
- $4,699 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$145,000
gross annual household income
- Payment at 4%
- $3,472 / mo
- Cash down
- $165,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.























































































































































































































































































