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Listed 26 days ago

104 Carney Street

Georgian Bluffs, Georgian Bluffs

$1,099,900

Detached|2-Storey
4 | 2 | 10
About this home

EXQUISITE GEORGIAN BLUFFS EXECUTIVE PROPERTY! Just on the outskirts of Owen Sound and close to Kelso Beach, this Exceptional Property offers the perfect blend of privacy, character, space and convenience. Set on a gorgeous 1.45-acre Private Oasis, the Beautifully Landscaped and Well-Planned Grounds are truly something special! Enjoy your own solar-heated Inground Pool w/ solar blanket, fully fenced back/side yard, separate fenced area ideal for a dog run or vegetable garden, carport with EV charging station, solid 2017 Quonset for storage, additional garage/storage near pool, mature landscaping, outdoor lighting and multiple spaces to relax and entertain-from poolside to dining under the covered canopy. The outdoor space is Incredible! Inside, this Immaculately Maintained Century Home, lovingly owned by the same family for 35 years, is filled with character and charm while offering the modern comforts that today's family wants. With approximately 2,585 sq. ft. of functional living space, there is plenty of room for family and guests with 4 bedrooms plus a huge finished loft, large kitchen w/ maple cabinetry and dining area, living room with fireplace, spacious family room with woodstove, 2 full bathrooms and plenty of space for a home office. This is a rare property that truly offers it all-a private country-like setting with town conveniences just a short drive or bike ride away. Numerous improvements and upgrades have been completed over the years, including the back deck, soffit, fascia and eaves in 2020, with too many additional features to list here. A special home, an incredible property and a setting you'll never want to leave. Come see why this one is so special!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$4,512
Lot Size396 ft x 165 ft
mls© NumberX13761584
Listed ByRoyal LePage Estate Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,630
Property tax
$376
Heat allowance
$150
Housing costs
$6,156 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $219,980
25-yr amortization

Income needed

$189,000

gross annual household income

Payment at 4%
$4,629 / mo
Cash down
$219,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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