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New5 days ago

26 Welstead Drive

462 - Rykert/Vansickle, St. Catharines

$699,999

Detached|Backsplit 4
3 | 3 | 6
About this home

Welcome to this beautifully maintained family home offering a bright, functional layout and stylish finishes throughout. Enjoy hardwood flooring on all 3 floors (2022), spacious principal rooms, and abundant natural light. The open-concept main floor is ideal for everyday living and entertaining, featuring a modern kitchen with ceramic flooring and granite countertops (2010), ample cabinetry, and seamless flow into the dining and living areas. Favourite features include the large family room and basement TV room, perfect for relaxing and entertaining. Upstairs offers well-appointed bedrooms, including a spacious primary retreat. The finished lower level with quartz finishes provides flexible space for a home office, gym, or recreation area, plus a laundry area, plenty of storage, and clean unfinished utility space. This home offers outstanding structural integrity and has never experienced flooding or water issues, giving buyers complete peace of mind. The dry, well-kept lower level is a testament to years of careful ownership and maintenance. Step outside to an exceptional 65' x 16' concrete patio (2015) with a 20' x 12' gazebo wired for lighting and a fan, effectively doubling the living space from spring through fall. Gemstone exterior lighting (2025) adds ambiance and curb appeal. Over $55,000 has been invested in renovations and outdoor improvements. Located in a desirable, family-friendly west-end neighbourhood close to schools, parks, shopping, restaurants, hospital, major commuter routes, hiking trails, wineries, and GO train/bus services. Move-in ready, this exceptional home is perfect for families, professionals, or investors alike. Don't miss your opportunity to make it your own! Importantly, the home's structural integrity remains unaffected by recent flooding in the surrounding area, and the home itself has never experienced flooding.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBacksplit 4
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$6,500
Lot Size50.12 ft x 115.08 ft
mls© NumberX13851090
Listed ByAffinity Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$542
Heat allowance
$150
Housing costs
$4,275 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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