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New4 days ago

84 Rykert Street

458 - Western Hill, St. Catharines

$289,900

Detached|Bungalow
1 | 1 | 2
About this home

This charming 1-bedroom, 1-bathroom home is the ideal choice for first-time buyers, downsizers, or savvy investors looking for low-maintenance living with plenty of outdoor space. Step inside to discover a bright and inviting interior anchored by a spacious kitchen featuring classic white cabinetry, ample counter space, and a functional layout. The main living space offers a cozy atmosphere where you can instantly feel at home, while the primary bedroom serves as a comfortable retreat with built-in storage. Out back, with a little TLC the expansive yard can be a rare gem offering endless possibilities for gardening, entertaining, or hosting summer BBQs. Situated in a well-established and convenient neighborhood, this home is minutes from major shopping, local dining, and all other amenities as well as quick access to public transit routes and the highway for easy commuting. Whether you're looking to get into the market or looking to downsize, don't miss your opportunity to own this cute as a button home!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size< 700 sq. ft.
Property Tax$1,996
Lot Size33.01 ft x 124.21 ft
mls© NumberX13854488
Listed ByCentury 21 Heritage House LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,484
Property tax
$166
Heat allowance
$150
Housing costs
$1,800 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $57,980
25-yr amortization

Income needed

$55,000

gross annual household income

Payment at 4%
$1,220 / mo
Cash down
$57,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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