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Palmerston-Little Italy, Toronto
$999,000
A home with possibilities, in a neighbourhood that's hard to leave. Set on a sought-after stretch of Montrose Avenue, just south of Harbord, this 2.5-storey semi offers generous space, flexibility and the opportunity to make it your own. Move in, settle in and bring your vision to life over time, creating a home that reflects your style and the way you live. The unfinished basement offers additional possibilities, while a detached garage with laneway access is a welcome convenience in this walkable neighbourhood. And the location? It's one of the home's greatest assets. Across from a highly regarded elementary school, just a seven-minute walk to the subway, and surrounded by the independent cafés, bakeries, restaurants and shops that give this neighbourhood its character. Whether it's a morning coffee, an evening out or simply enjoying the convenience of having so much within walking distance, this is a location that makes everyday living easy. A home to make your own, in a neighbourhood you'll love calling home.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
Listing History
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,113
- Property tax
- $578
- Heat allowance
- $150
- Housing costs
- $5,841 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$180,000
gross annual household income
- Payment at 4%
- $4,204 / mo
- Cash down
- $199,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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